Welcome
Financial Consulting, with a Personal Touch
Let's boost your Roth IRA for a brighter future!
Our Process
We Start with Your Goals
We start by documenting your goals and then compare them to your existing plan. We use proven strategies designed to meet your risk tolerance and protect you from the largest risk you face during retirement: Running out of money.
Protecting Your Future
We're passionate about helping people protect their retirement plans from market risk, managing their retirement income, and eliminating sequence of return risks. Our process safeguards your retirement dreams and the assets you have worked so hard to accumulate. We use proven strategies designed to protect your assets from market losses, market volatility, while also providing a hedge against both longevity risk and inflation risk.
Relationships Matter
We're in the long-term relationship business and our process reflects this. We're going to review your plans on a periodic basis to make sure that you remain on track to achieve your retirement income goals. We do this because your goals and your personal financial situation will change over time. Unlike our competition, we will answer our phone when you call with questions.
Boost your retirement income
Guaranteed Future Income
Hedging Interest Rate Risk
Hedging Interest Rate Risk
If you are several years from retirement, there are special Roth IRAs that guarantee the growth of your future retirement income, as well as guarantee an increasing income during retirement to offset inflation.
Hedging Interest Rate Risk
Hedging Interest Rate Risk
Hedging Interest Rate Risk
One strategy we use to hedge against the risk of increasing interest rates is a specially designed Roth IRA that increases guaranteed retirement income when the US Treasury rates reach certain thresholds. This mitigates the buyers remorse caused by increasing interest rates.
Income for Long-Term Care
Guaranteed Lifetime Income
Guaranteed Lifetime Income
There are several ways to pay for long-term care expenses. One of these ways is the use of a special Roth IRA that doubles your income when you require assistance with at least two of six activities of daily living.
Guaranteed Lifetime Income
Guaranteed Lifetime Income
Guaranteed Lifetime Income
There are special IRAs that guarantee an income that you cannot outlive, starting today, or starting up to 40 years in the future. We use these IRAs to de-risk your portfolio, and hedge against longevity risk.
Double your future retirement income
Guaranteed Growth
If your Roth IRA can grow at 7.2% per year for 10 years, then your future retirement income will be double what it would be today. We can show you how.
Guaranteed Income
The old 4% Rule no longer applies, especially if you're using risky securities at the top of the market and at an all-time interest rate low. We have Roth IRAs that guarantee higher incomes that you cannot outlive.
Principal Protection
There are only a few Roth IRAs that protect your principal from market losses, and we offer several alternatives that pay higher interest than Certificates of Deposit from commercial banks.
Your Financial Consultant
Brent D. Gardner, CLU, ChFC
Brent began his career in insurance in 1991 as a Career Agent with a large mid-western mutual life insurance company. In 1997, Brent started an independent life insurance brokerage agency, taking over a family-built book of business that dates back to 1922, including servicing policies issued in the 1890s. During his career, he's helped thousands of Americans protect their savings from market losses while guaranteeing an income they cannot outlive.
Contact Brent
Do you want to know more? Let's Talk!
Hours
Monday - Thursday: 8am -9pm
Friday: 8am - 7pm
Saturday: 9am - Noon
Sunday: Closed
After hours by appointment.